To Make a Payment, simply select the item from the drop down menu and you will be forwarded to DWOLLA to submit your payment. No need to have a DWOLLA Account to make payments. You simply pay by Check with your Routing # and Account #. Payment takes 2-3 days to process and there is no processing fee to you. Your transaction is completely secure and it’s done on the DWALLA Web site. You will see “AZ Publishing” as the “Vendor” on your bank statement. DWOLLA IS WIDELY ACCEPTED BY MERCHANTS FOR PROCESSING PAYMENTS.